Luba Margulies (née Kozusman), born in 1915, in Novogrod (possibly Novhorod-Sivers'kyi, Ukraine), describes being four years old when her parents were killed during a pogrom; her grandparents taking her and her siblings to Ostrog, Poland (now Ostroh, Ukraine); attending school; her involvement with Zionist organizations; working in a Jewish hospital for three years in Lemberg (possibly L'viv, Ukraine); the antisemitism in the city, especially after Jozef Pilsudski’s death in 1935; finishing her midwifery education in 1939; being in Ostrog when the war began; getting married in 1940; moving to Ternopil', Ukraine; life during the Russian occupation; the German occupation; the shooting of Jews in Ternopil'; the formation of the ghetto in Ternopil'; the Jewish police and Judenrat (Jewish council); making a hiding place in their basement; doing forced labor; receiving help from non-Jews; the liquidation of the ghetto in 1942; being pregnant and helping to build the railroad station as part of her forced labor; being taken by the Germans to clean bunkers that were filled with dead people; the death of her baby; suffering from typhus; a poem her husband wrote (it’s included in the transcript in Yiddish and in English); hiding in the woods with her husband; staying with a non-Jew in February 1944; going to Zbarazh, Ukraine; the liberation of Ternopil'; going to Brzezany, Ukraine, where her daughter was born in February 1945; moving to Walbrzych, Poland; going to a displaced persons (DP) camp in Wetzlar, Germany; her husband teaching mechanics at the ORT school; going to the United States in October 1949; and her work at a dental company.